MAAsk Mariana

St. Louis · Mortgage loan advisor since 2001

Mortgage answers in plain English.

I'm Mariana Anguelova. I help buyers, homeowners and real estate investors anywhere in Missouri, including the Greater St. Louis area, make sense of their options, and I work closely with homeowners going through a divorce. This is where I write about what's actually happening in the market and what you can do about it.

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Latest posts

Buyers

Buying a Home in St. Louis With 7% Mortgage Rates: A Practical Playbook

Rates are above 7% and St. Louis inventory is up. A Chesterfield mortgage loan advisor explains concessions, buydowns and lender shopping for buyers.

November 5, 2026 · 3 min read

About Mariana

I've been a mortgage loan advisor since 2001 and work as a Senior Mortgage Loan Advisor with Select Mortgage (HBS Lending LLC) in Chesterfield. As a mortgage broker, I compare loan options from multiple wholesale lenders for each client, so you get one advisor and more than one set of pricing.

I specialize in the mortgage side of divorce: who can keep the house, how buyouts work, and how support income is treated.

I also hold a Missouri real estate broker license, which keeps me close to how the St. Louis market actually moves: pricing, inventory and what buyers and sellers are facing right now.

Have a question about your situation? Email mariana@selectmortgagestl.com. No pressure, no obligation.